Finance & Cost

Reverse Mortgage Calculator

Estimate how much tax-free cash you can get from your home equity. Find out your Principal Limit based on your age and property value.

Property & Borrower

Yrs
You must be at least 62 years old to qualify for a standard HECM.
$
$
Reverse mortgages must first pay off any existing mortgages.
Eligibility Rule Primary Residence Only

Rates & Fees Assumption

%
Higher interest rates reduce the amount of cash you can borrow.
$
Includes origination fees, appraisal, and upfront mortgage insurance premiums (MIP).
i

Did you know? You don't make monthly mortgage payments on a reverse mortgage. The loan is repaid when the last borrower leaves the home or passes away.

Estimated Cash Available

Net Available Cash (Principal Limit)
$0
Awaiting Data
Gross Principal Limit (Based on Age) $0
Mandatory Payoffs (Mortgage + Fees) $0
Remaining Home Equity (Untouched) $0
Home Value Distribution
Cash Payoff/Fees Equity
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